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Razvan Vlaicu

Leveraging Foreign Remittances for Financial Inclusion

November 29, 2023 by Razvan Vlaicu Leave a Comment

Personal financial transfers made by foreign migrants - known as remittances - are common for countries with high levels of economic migration. Yet, in many cases the transfers occur outside the banking system. This keeps remittance recipients from accessing safe financial services, such as savings, credit, or insurance, that improve their economic condition. Mexico is a … [Read more...] about Leveraging Foreign Remittances for Financial Inclusion

Reducing Extreme Weather Impacts on Rural Children through Financial Inclusion

October 11, 2023 by Razvan Vlaicu - Carolina Bernal Macías Leave a Comment

Heavy rainfall and long droughts in many parts of the world have become more frequent and intense with changes in climate. They have caused crops to wither in the field or be washed away, disrupted water supplies, harmed livestock, damaged farm equipment, and upended agricultural infrastructure. Rural families whose livelihoods depend on land and natural resources are the most … [Read more...] about Reducing Extreme Weather Impacts on Rural Children through Financial Inclusion

Digital Finance and Pandemic Remittances

July 7, 2023 by Diana Herrera - Razvan Vlaicu Leave a Comment

Remittances, or the money sent by migrants to their home countries, have always played a crucial role in the economies of Latin America and the Caribbean. That became particularly clear during the COVID-19 pandemic, with much of the region’s economies on life support in mid- to late 2020. Against this backdrop, remittances acted as an automatic stabilizer, supporting local … [Read more...] about Digital Finance and Pandemic Remittances

How Digital Technology Can Deliver Government Services More Cost Effectively

March 30, 2023 by Paula Algarra - Benjamin Roseth - Julieth Santamaría - Razvan Vlaicu Leave a Comment

From the issuing of ID cards and permits, to the dispensing of subsidies and the collection of taxes, Latin American and Caribbean governments manage between five and 20 transactional services per person each year. These services are often slow and cumbersome, requiring citizens to make multiple trips to government offices and using up large amounts of their time. As a result, … [Read more...] about How Digital Technology Can Deliver Government Services More Cost Effectively

Digitalizing Public Services to Improve Lives in Latin America and the Caribbean

November 18, 2022 by Julián Cristia - Razvan Vlaicu Leave a Comment

Over the last decade, Latin America and the Caribbean has become increasingly digitalized, with the spread of internet use to roughly three-quarters of the population, a rapid proliferation of smartphones, and the emergence of numerous new digital companies worth over a billion dollars in areas such as commerce and finance. This digital revolution has had visible impacts on … [Read more...] about Digitalizing Public Services to Improve Lives in Latin America and the Caribbean

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The blog of the IDB's Research Department shares ideas that matter on public policy and development in Latin America and the Caribbean.

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