The Global Microscope on Financial Inclusion is a wealth of information on Latin America and the Caribbean. It is also an insightful road-map for smart decision-making in the year ahead. … [Read more...] about Global Microscope 2019: What Can Decision Makers Learn From It?
Traditional credit screening approaches are based on qualifications that many low-income applicants do not have: credit histories, collateral, and verifiable income streams. What if these applicants could be assessed differently? … [Read more...] about Does Access to Credit Make People Better or Worse Off?
Exposed to phenomena such as El Niño, agribusinesses in Latin America and the Caribbean require protection by the financial system. One tool for this is the financial resiliency clause, developed to address the reality of climate change and the challenge posed by different natural disasters. … [Read more...] about A Lifesaver for Agribusiness: the Financial Resiliency Clause
In light of the number of initiatives developed in Latin America and the Caribbean to help increase the availability and use of sex-disaggregated demand-side (customer) and supply-side (institution) data across the ecosystem, you may think we’ve moved on from asking financial intermediaries: “How big is the women’s market opportunity in Latin America and the Caribbean?” to “Did … [Read more...] about How to achieve women’s financial inclusion: The role of financial intermediaries and strong sex-disaggregated data
Fourteen million small agricultural producers in Latin America and the Caribbean are exposed to climate change with repercussions on land quality and yield. These producers have very limited ability to access financial services such as agricultural insurance. Less than 20% of local banks serve agribusiness, due to the high costs and the difficulty of assessing credit risk or … [Read more...] about Blockchain: Democratizing finance