The Global Microscope on Financial Inclusion is a wealth of information on Latin America and the Caribbean. It is also an insightful road-map for smart decision-making in the year ahead. … [Read more...] about Global Microscope 2019: What Can Decision Makers Learn From It?
Traditional credit screening approaches are based on qualifications that many low-income applicants do not have: credit histories, collateral, and verifiable income streams. What if these applicants could be assessed differently? … [Read more...] about Does Access to Credit Make People Better or Worse Off?
Fintech solutions and digital banking services offer a unique opportunity to serve previously underbanked individuals and SMEs. Though most commercial banks are adopting these solutions, there is an opportunity to deepen the collaboration with Fintech firms in order to close financial inclusion gaps in the region, while promoting responsible finance practices. … [Read more...] about Fintech Solutions as a Vehicle to Expand Financial Inclusion in Latin America and the Caribbean