The inclusion of lesbian, gay, bisexual, transgender and non-binary people, as well as other sexual and gender minorities collectively represented by the LGBTQ+ acronym, is a matter of justice but also more than that: a matter of business efficiency.

It is no secret that despite their importance, micro, small, and medium enterprises (MSMEs) – accounting for 99.5% of firms in Latin America and the Caribbean, or LAC – face big hurdles in accessing the financing they need to innovate, invest, and grow. This problem is even more pronounced for MSMEs owned or led by women.

There’s a little-noticed issue within the larger debate on the mass return to office as pandemic measures abate. But it’s a very important issue for minorities.

The development and implementation of new technologies has increased during the last couple of years. Blockchain, which was introduced in 2008, continues expanding its application into different industries: automotive, financial services, government, media, retail, manufacturing, supply chain and others. The benefits of blockchain technology in debt capital markets are less well-known.

Latin America and the Caribbean (LAC) is home to some of the countries most affected by climate change: out of the 20 countries with the highest climate-related losses as a percentage of GDP, 9 are from LAC.