Traditional credit screening approaches are based on qualifications that many low-income applicants do not have: credit histories, collateral, and verifiable income streams. What if these applicants could be assessed differently? … [Read more...] about Does Access to Credit Make People Better or Worse Off?
Securing financing requires considering the impossible. To achieve the Sustainable Development Goals (SDGs) in Latin America and the Caribbean, this also means using an innovative approach to achieve alliances with the private sector. … [Read more...] about How to Become Sustainable Finance ‘Influencers’?
Fintech solutions and digital banking services offer a unique opportunity to serve previously underbanked individuals and SMEs. Though most commercial banks are adopting these solutions, there is an opportunity to deepen the collaboration with Fintech firms in order to close financial inclusion gaps in the region, while promoting responsible finance practices. … [Read more...] about Fintech Solutions as a Vehicle to Expand Financial Inclusion in Latin America and the Caribbean
The key for investing in more sustainable, accessible public transportation lies in understanding how such investments have impacted people’s lives–beyond travel time savings. … [Read more...] about Investing in Urban Transport Means Improving People’s Lives
LatinFinance magazine has selected six IDB Invest projects among the year's best, lauding the organization’s commitment with the private sector in Latin America and the Caribbean. … [Read more...] about Six LatinFinance 2019 Awards Recognizing IDB Invest’s Efforts